1) Realize that you are a sinner.
"For all have sinned, and come short of the glory of God." - Romans 3:23.
2) Admit that you cannot save yourself.
"Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost." - Titus 3:5.
3) Understand the penalty of sin.
"For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord." - Romans 6:23.
4) Realize the penalty was paid by Christ.
"But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us." - Romans 5:8.
5) Receive Christ as Saviour.
"But as many as received him, to them gave he the power to become the sons of God, even to them that believe on his name: Which were born, not of blood, nor of the will of the flesh, nor of the will of man, but of God." - John 1:12-13.
"For whosoever shall call upon the name of the Lord shall be saved." - Romans 10:13.
6) Assurance of Salvation.
"And I give unto them eternal life; and they shall never perish, neither shall any man pluck them out of my hand. My Father, which gave them me, is greater than all; and no man is able to pluck them out of my Father's hand." - John 10:28-29.
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